What financing options does Vesivek offer for renovations?
With Vesivek financing, you can carry out your renovation at a time that works for you and spread the costs into manageable monthly payments. You’ll receive a financing decision quickly, and you can choose whether to pay for the renovation all at once or in flexible monthly installments. You can start making payments as late as 6 months after the renovation is complete.
Get flexible financing for your renovation
As a Vesivek customer, you can apply for Vesivek financing offered by OP. You can start making payments 30 days or 6 months after the renovation is complete, and then pay for the renovation flexibly in monthly installments. If you prefer, you can also pay off the entire renovation in one lump sum.
You can calculate your monthly payment and apply for a financing decision in advance, before meeting with a Vesivek representative, so that your renovation financing is all set. Submitting an application does not obligate you to take out a loan.
You can apply for a lump-sum payment or installment plan using OP’s online form. For more detailed instructions on applying for a Vesivek account, please refer to the Vesivek account guide.
Learn more about the different financing options for home renovations
Financing a Roof Renovation
Carry out the renovation when it’s needed. You can start making payments after 30 days or 6 months and then pay for the renovation flexibly in monthly installments or, if you prefer, in a single payment.
Funding for Subsurface Drainage Repairs
Choose a payment method that fits your budget. You can start paying for your drainage system renovation after 30 days or 6 months and then pay for the renovation flexibly in monthly installments or in a single payment.
Financing a Gutter Renovation
Flexible financing makes it easier to pay for your renovation. The first payment is due in 30 days, after which you can pay for the renovation in monthly installments or, if you prefer, in a single payment.
Benefits of Financing Through a Vesivek Account
Flexible Payment Options
When using the Vesivek account’s installment payment option, you can pay for the renovation in monthly installments that work for you. If you don’t want to use the installment plan, you can pay for the entire renovation with your first invoice.
Quick Search
You’ll receive a financing decision quickly. You can apply for a lump-sum payment or installment plan using OP’s online form. You’ll receive a decision right away. The application does not obligate you to take out the loan.
A Hassle-Free Solution
Carry out renovations when the need arises. With a Vesivek account, you can carry out renovations now and pay for them later.
The home improvement tax credit reduces the cost of a roof renovation
The home improvement tax credit is a significant benefit that you should take advantage of when renovating your roof. The credit is granted on the cost of the renovation work and can significantly reduce the total cost of your project. When you have your roof renovated by Vesivekki, you can claim the home improvement tax credit on the cost of the work.
- In 2025, the household tax credit will be 35% of the VAT-inclusive price of the work.
- The maximum deduction is 1,600 € per person. The deductible is 150 €. You’ll receive the maximum deduction if the labor portion of the renovation costs €5,000 (€5,000 × 0.35% – €150 = €1,600).
- Sample calculation: The cost of a roof renovation is €20,000 (of which labor accounts for 70%, or €14,000). The couple can claim a total deduction of €3,200. The amount remaining to be paid is €16,800.
You can claim the home improvement tax credit on your tax return if the renovation is carried out by a company listed in the withholding tax register.